CareFront USA partners with growing businesses to strengthen their workforce, reduce costly turnover, and uncover capital they didn't know they had. We connect you with real healthcare access: a supplemental health benefits program that costs your business $0 net and saves an average of $920 per enrolled employee, annually.
Also import goods? Check tariff recovery eligibility →
CareFront USA connects your business with real healthcare access and ongoing support, all at zero upfront cost.
Most benefits sit unused because of cost or complexity. We connect your team with 24/7 virtual care, prescriptions, and mental health support they'll actually turn to, not coverage that sits in a drawer.
Losing an hourly worker costs an average of $4,700 in replacement and training. We connect you with coverage built to fix that, not just check a box.
No upfront cost to explore, no net cost to implement. Real coverage for your team without adding a new expense line to your budget.
Major medical plans were designed around regulatory compliance, not the reality of what hourly workers actually need on a Tuesday. A doctor at midnight. A prescription they can afford. Mental health support without a waiting list.
Most hourly workers delay or skip care entirely because of cost. And when employees don't feel supported, they leave, costing businesses an average of $4,700 per replaced hourly worker.
That's where CareFront USA comes in: a partner working alongside your business, not a vendor selling a policy. Real access to healthcare changes that equation, and it doesn't cost your business anything to offer.
Real healthcare access is where every partnership starts, built for any employer with 25 or more W-2 employees.
We connect you with a zero net cost supplemental health benefits program covering every eligible W-2 employee: 24/7 virtual care, prescriptions, mental health support, labs, and hospital indemnity, all funded through Section 125 payroll optimization.
Explore Real Healthcare Access →One conversation. We review your employee count and payroll structure, then project your FICA reduction before any commitment.
We coordinate plan documents and work directly with your payroll provider to configure the Section 125 structure. No IT work on your end.
Eligible employees are enrolled through payroll automatically, with no forms, no disruption, and no out of pocket cost to them.
We stay on as your benefits partner, handling renewals, compliance guidance, and employee support as your team grows.
Slide to your W-2 employee count for an instant estimate of your annual FICA reduction.
Estimates based on an average FICA reduction of $920 per enrolled employee and an average hourly-worker replacement cost of $4,700. Actual figures vary by payroll structure and enrollment rate. Book a call for a precise number.
Get My Exact Number →If your business also imports goods, we bring one more program into the conversation at no extra cost to explore.
The Supreme Court ruled IEEPA tariffs unconstitutional. If your business imported goods between February 2025 and February 2026, we'll connect you with the recovery specialists who can help you claim what's owed. CBP is processing over $166B in refunds.
Check Tariff Eligibility →We'll walk through a custom savings estimate at no cost, including your projected FICA reduction and turnover impact.